Finance

At Carzetti we have at our disposal a vast choice of lenders – So, Getting approved for finance is not an issue.

We know that purchasing a vehicle is a big investment for most people and we’re dedicated to making the buying process straightforward and hassle-free for our customers. We can tailor a finance package that is perfect for you.

Finance is often a major part of our customers’ car-buying journeys, so we have taken the necessary steps to offer the right packages so that you have peace of mind. As a Financial Conduct Authority (FCA) registered dealership, we have developed relationships with a wide variety of lenders nationwide for your convenience.

Car Finance Explained

There are three main types of finance deals that you might want to consider:

Hire Purchase (HP)

Sometimes just referred to as HP, this is a loan secured against the vehicle itself. This is a perfect choice for people who want to spread out the cost of their car. Typical HP deals involve a deposit and the rest of the balance is paid in monthly instalments, plus interest. Once you’ve paid your final instalment, you own the car outright.

Personal Contract Purchase (PCP)

This is a nice option for those who like to change their car every few years but don’t want to fork out a big amount each time. You will usually be asked to pay a deposit followed by monthly payments. At the end of the agreed period, for example, three years, you will have the option of paying the rest of the balance, returning the vehicle or using any residual value on a deal with your next car.

Contract Hire 

These deals are very much like the PCP deals described above, however, you won’t have the option to buy the car outright at the end of the deal.

So, whatever your credit history, we are in a position to offer a finance solution for you. Get in touch with a member of our team to find out what options we can offer you.

Carzetti acts as a credit broker and not a lender. We are authorised and regulated by the Financial Conduct Authority. FCA No: 974864
Finance is Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase.